It is a natural instinct for a homeowner to call their insurance company if any damages are done to their home, including water damage. Although insurance companies are going to help with your water damage repair, Trinity residents should be aware that it may be more beneficial to call a local water damage restoration company first. It might sound a little odd to hear, but in some instances, calling a water damage restoration company before the insurance company and paying out of pocket is the best decision you can make in your situation. It is also important to note that you should refrain from actively trying to clean up damages yourself, as it can tamper with insurance claims.
Why may an Insurance Company be More Expensive?
Insurance companies are in the business to help you make repairs on instances you couldn’t have foreseen, so why would they charge you for water damage repair? Trinity residents need to be aware that some insurance companies have high deductibles, which can help be avoided by going directly to a company that performs professional water damage restoration. If you have ever filled a claim in the past with your insurance company, there is a strong chance that future claims can impact your insurance rates. If you are unsure whether or not to deal with an insurance company or a professional company that fixes water damage, talk to the water damage professional as they will be able to guide you in the best direction.
Are you Not Comfortable with the Company Insurance Professionals Recommended?
Most people do not know that they do not have to approve the water damage restoration company that your insurance provider has recommended. By law, an individual has the right to choose the company that performs their water damage repair. Trinity residents might be pushed into taking one of the preferred vendors that does contract work with your insurance company, but you should always know your rights in these types of situations.
*Disclaimer: The views expressed here are those of the authors and do not necessarily represent or reflect the views of Serv-U # 1 inc*